Texas Agriculture September 16, 2016 : Page 16

Protect your wallet, identity with VerifID By Shala Watson Staff Writer It can start with a sudden drop in your checking account. A suspicious call from a debt collector. Or your card gets declined as you check out at the parts store. You’re suddenly facing financial problems because of identity fraud. That can have devastating effects on the victims. And it happens more than you think. There are numerous ways thieves can get your information—in stores, through the mail, online or by using devices to scan your card number and gain access to your bank account. More than 90 million identity re-cords were exposed in data breaches in 2015. “We use locks to protect our homes, vehicles and property from thieves. Taking security measures to protect your identity are just as essential,” said TFB Director of Or-ganization Jamie Gipe. “Texas Farm Bureau members can take advan-tage of VerifID’s low-cost defense against identity fraud.” Without proper credit protection, recovering from identity fraud can be an intimidating and stressful process. “Erasing fraudulent charges and correcting your credit takes a signifi-cant amount of time,” Gipe said. Recovering from a credit breach is a tedious process. Victims spend valu-able hours making phone calls, sort-ing through paperwork and disputing and resolving bills and collections. “Texas Farm Bureau members don’t have to go through the resolu-tion process alone,” Gipe said. “Veri-fID offers vital support and resources to significantly reduce that burden.” Through TFB’s member benefit program with VerifID, members can rest assured they will have a partner to help resolve any identity fraud for just pennies a day. TFB members can save with dif-ferent VerifID plans. For $6.50 a year, VerifID’s Resto-ration Only option will provide iden-tity and credit resolution services if any member of the family under the age of 26 falls victim to iden-tity theft. You will have access to a toll-free number to file a claim and a personal recovery advocate will be assigned to you to help you with the restoration work needed to get back to pre-theft status. This plan does not include monitoring services. For more protection, TFB mem-bers can select VerifID’s Individual Plan, which covers one adult for less than $6 a month and includes Veri-fID’s resolution services. The service will monitor all three major credit bureaus on a 24-hour basis. You will receive an email alert within 24 hours if any fraudulent activity hap-pens. If changes on your credit file are fraudulent, you can call a toll-free number to initiate the identity and credit resolution process. The Family Plan provides moni-toring services for two adults at less than $10 a month, and resolution services for any member of the fam-ily under the age of 26. Take advantage of the member benefit by visiting www.getverifid. com/txfb/. * *Statistics from Texas Department of Transportation S EPTEMBER 16 , 2016 Road dangers with farm equipment By Julie Tomascik Associate Editor At the farm. In the tractor. Or on the road. Injuries or fatalities can be one accident away. With agriculture ranked as one of the most dangerous occupations in the U.S., safety on farms and ranch-es is of the utmost concern. And even more important on Texas roadways. Data from the Texas Department of Transportation (TxDOT) shows ac-cidents involving farm equipment on rural and urban roads have showed slight increases since 2011—up from 197 accidents in 2011 to 233 in 2015. In 2011, 146 accidents happened on rural roads, while 51 took place on urban roads. In 2015, there were 170 accidents on rural roadways and 63 on urban roads. “The numbers from TxDOT include only farm equipment, and those num-bers have shown a slight increase,” said Mike Pacheco, Texas Farm Bureau associate Legislative direc-tor. “Accidents are more routinely found on rural roads, because farm equipment is more common in those areas. Even if you have the right-of-way, it’s important to keep an eye out for others.” 16

Protect Your Wallet, Identity with VerifID

Shala Watson

It can start with a sudden drop in your checking account. A suspicious call from a debt collector. Or your card gets declined as you check out at the parts store. You’re suddenly facing financial problems because of identity fraud.

That can have devastating effects on the victims. And it happens more than you think.

There are numerous ways thieves can get your information—in stores, through the mail, online or by using devices to scan your card number and gain access to your bank account.

More than 90 million identity records were exposed in data breaches in 2015.

“We use locks to protect our homes, vehicles and property from thieves. Taking security measures to protect your identity are just as essential,” said TFB Director of Organization Jamie Gipe. “Texas Farm Bureau members can take advantage of VerifID’s low-cost defense against identity fraud.”

Without proper credit protection, recovering from identity fraud can be an intimidating and stressful process.

“Erasing fraudulent charges and correcting your credit takes a significant amount of time,” Gipe said.

Recovering from a credit breach is a tedious process. Victims spend valuable hours making phone calls, sorting through paperwork and disputing and resolving bills and collections.

“Texas Farm Bureau members don’t have to go through the resolution process alone,” Gipe said. “VerifID offers vital support and resources to significantly reduce that burden.”

Through TFB’s member benefit program with VerifID, members can rest assured they will have a partner to help resolve any identity fraud for just pennies a day.

TFB members can save with different VerifID plans.

For $6.50 a year, VerifID’s Restoration Only option will provide identity and credit resolution services if any member of the family under the age of 26 falls victim to identity theft. You will have access to a toll-free number to file a claim and a personal recovery advocate will be assigned to you to help you with the restoration work needed to get back to pre-theft status. This plan does not include monitoring services.

For more protection, TFB members can select VerifID’s Individual Plan, which covers one adult for less than $6 a month and includes VerifID’s resolution services. The service will monitor all three major credit bureaus on a 24-hour basis. You will receive an email alert within 24 hours if any fraudulent activity happens. If changes on your credit file are fraudulent, you can call a toll-free number to initiate the identity and credit resolution process.

The Family Plan provides monitoring services for two adults at less than $10 a month, and resolution services for any member of the family under the age of 26.

Take advantage of the member benefit by visiting www.getverifid.com/txfb/.

Read the full article at http://texasagriculture.texasfarmbureau.org/article/Protect+Your+Wallet%2C+Identity+with+VerifID/2583595/337550/article.html.

Road Dangers with Farm Equipment

Julie Tomascik

At the farm. In the tractor. Or on the road. Injuries or fatalities can be one accident away.

With agriculture ranked as one of the most dangerous occupations in the U.S., safety on farms and ranches is of the utmost concern. And even more important on Texas roadways.

Data from the Texas Department of Transportation (TxDOT) shows accidents involving farm equipment on rural and urban roads have showed slight increases since 2011—up from 197 accidents in 2011 to 233 in 2015. In 2011, 146 accidents happened on rural roads, while 51 took place on urban roads. In 2015, there were 170 accidents on rural roadways and 63 on urban roads.

“The numbers from TxDOT include only farm equipment, and those numbers have shown a slight increase,” said Mike Pacheco, Texas Farm Bureau associate Legislative director. “Accidents are more routinely found on rural roads, because farm equipment is more common in those areas. Even if you have the right-of-way, it’s important to keep an eye out for others.”

Read the full article at http://texasagriculture.texasfarmbureau.org/article/Road+Dangers+with+Farm+Equipment/2583601/337550/article.html.

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